A GEICO insurance counselor can assist you in choosing the best Colorado auto coverage for your needs. There are additional optional coverages that you may carry to better protect yourself and your vehicles. *Uninsured motorist and medical payments can be rejected by signing an option form. Uninsured motorist: $25,000 per person, $50,000 per accident*.Bodily injury: $25,000 per person, $50,000 per accident.Vehicle owners driving on Colorado roads are required to have at least the following minimum limits on their insurance policy: If you need car insurance or want to switch companies, you can get Colorado car insurance quotes online.Ĭolorado Auto Insurance Minimum Requirements Drivers are also required to show proof of insurance to the Colorado Bureau of Motor Vehicles to register vehicles. Drivers who fail to show proof of insurance can face penalties upwards of $500, points added to their driving record, and in some cases suspended licenses and community service hours. Whether you're hitting the slopes or heading to the office, make sure you have valid Colorado car insurance when you drive in the Centennial State. Skyler McKinley, the public affairs director for AAA, said increasing training requirements was a way to improve road safety without tightening penalties or increasing criminal enforcement.Colorado Car Insurance-Before You Start Driving Here Representatives from AAA Colorado and Bicycle Colorado testified in favor of the bill Monday, as did a driving instructor. ” … So making sure that we are setting up our children to be able to get behind the wheel of something that can take someone’s life in the best way possible that sets them up for success is really important.” Faith Winter, a Westminster Democrat and the bill’s sponsor. “Where this comes from is that our roadways are becoming more and more dangerous every single year,” said Sen. Young driver fatalities - those between the ages of 15 and 20 - have steadily increased since 2019, the data show, from 24 deaths to 35. Hours before the bill cleared an initial Senate hearing Monday, the state Department of Transportation released new preliminary data showing that 745 people died in traffic incidents in 2022, the most since 1981 and a 57% increase from a decade ago. The intent, supporters say, is to make Colorado’s roads safer. Those training requirements would build upon existing qualifications for minors looking for a license, which include holding a permit for 12 months and completing 50 hours of supervised driving.įor those between the ages of 18 and 21, the bill would require a four-hour “driver awareness course.” It would also standardize requirements for minors, only some of whom currently have to complete coursework. The bill would also require six hours of driving with an instructor or, for those in rural areas, 12 hours with a parent or guardian. The 30 hours of coursework could include online learning and would have to be provided by an approved program. The bill - SB 23-011 - would position Colorado’s training requirements closer to states like California, Texas and New Hampshire. Digital Replica Edition Home Page Close MenuĪs new data show Colorado traffic deaths hit a 41-year high in 2022, lawmakers are considering a bill that would require teenagers to take a 30-hour driver’s education course and get hands-on experience with an instructor before they could be issued a driver’s license.
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